Why Couldn’t I Keep My New Years’ Resolution?

Now that we are over a month past the New Year, it is a good time to assess the status of our New Years’ resolutions, if you made any. Although this might be a disappointing moment for those of us who have not been able to sustain the commitments we made, it is still important to look back on them and identify what worked and what did not. This reflection enables us to learn from any mistakes that we made during the process. 

First, let us acknowledge that change is hard. There is quite a bit to the process of change that is involved before we even make a commitment to change . We have to recognize that something is a problem, weigh the options of changing or maintaining the status quo, and create a plan that is sufficiently detailed and achievable (more on this later), all before we make our first attempt at a new behavior. Furthermore, once we do take our first steps, we have to monitor for pitfalls and ensure that we can sustain the new behavior long-term.

For the sake of this article, we will take the commitment to a New Years’ Resolution as evidence that you had some kind of plan (or intent) to change, which would indicate that you had already recognized a problem and decided that change was more appealing than the status quo. Some of the most common pitfalls in creating lasting change are that the goal itself is either too vague or too lofty.

Too vague: I want to get fit.

This goal is not specific or meaningful enough to spur organized action. What does being fit mean to you? Being able to run a mile without stopping? Being flexible enough to play with your grandchildren on the floor? Having a specific goal focuses your effort and reduces the chance of feeling overwhelmed by possibilities.

Too lofty: I (never was a runner, and) am going to run a marathon next month. 

Lofty goals impose harsh expectations that may ultimately demoralize you, even if they are specific and meaningful. The pride of achieving smaller milestones will provide the motivation to keep moving toward the loftier goal.

As your goals become more specific and achievable, it is important to celebrate milestones as a chance to both feel good about your accomplishments and set the next achievable goal for yourself in that realm. 

What if you set small achievable goals that are meaningful to you, yet still find yourself unable to follow through consistently? 

Unexamined Root Issue 

A lack of sustained change indicates that the status quo might serve a more important function in your life than you have imagined. Say you are a parent of two young children who wants to start a workout regimen in the mornings. If working out every morning means you aren’t able to cook the healthiest, warmest breakfast for your children, guilt may be keeping you from changing. In essence, you value providing for your children in a specific way more than you value the personal fitness changes. For another example, what if you resolved to stick to a reasonable budget each month by reducing frivolous spending? Inflation and price hikes aside, perhaps you have not identified that shopping gives you a sense of freedom – a compelling reason NOT to stick to a budget where that sense of freedom is limited.

Whether it is guilt, feeling restricted, or some other emotional issue, it is often difficult for people to identify and tackle these issues alone. Friends and family are a good place to start the conversation about some of these root issues, because sometimes close associates can see our blind spots – personal qualities or circumstances we are unaware of but that are visible to others. Talking about our goals with others also helps us rehearse our belief in their importance. Licensed mental health professionals can help us look deeper into the emotional issues that may be holding us back, and can also help us develop more specific, achievable goals that keep us motivated in the long-run. They can also help brainstorm new ways of meeting formerly unacknowledged needs in ways that do not interfere with the changes or resolutions that you are trying to make.

The blog written by Breathing Room special guest contributor Alex Chan, Mental and Behavioral Health Specialist with University of Maryland Extension.

Celebrate the New Year with Lucky Foods

It is that time of year when people are eager to say goodbye to 2021 with wishes that the New Year will be filled with hope, health and spending more time with family and friends. Whether you are spending the New Year with a small group of close friends and family or having a larger event, think about adding some special foods to bring in the New Year in your celebration. Special foods have often been a part of our new year’s celebrations, promising to bring luck and good fortune in the year ahead.

One of the “luckiest” foods to eat on New Year’s Day is pork. The meaning behind this tradition is that a pig uses its snout to dig in the ground, always moving forward. People tend to look forward at the beginning of a new year with setting goals for themselves. Pigs are also associated with plumpness and eating plenty, which is characterized as a sign of good fortune in the year ahead. The tradition of eating pork and sauerkraut for a New Year’s meal came to the United States from Germany and became popular in New England and with the Pennsylvania Dutch. 

Fish is another common food choice for New Year celebrations. From eating sardines or herring at midnight for prosperity and wealth to other fish dishes served at New Year meals including salmon, cod and shrimp to bring good fortune in the coming year.

Cooked greens are often served on New Year’s Day. The green leaves, which look like folded money, are symbolic of wealth and good fortune. In some parts of the United States, these greens may be collard greens while sauerkraut, made from green cabbage, is from the German tradition. Whatever your choice of greens, some believe that the more greens you eat, the larger your fortune will be in the New Year.

Legumes are also supposed to bring you luck on New Year’s Day. Their small size are symbolic of money or coins. One of the most common American legume dishes is hoppin’ John, a black-eyed peas and rice dish eaten on New Year’s Day for good luck. Some believe in eating one “lucky” pea for every day in the New Year. Often served with the black-eyed peas are greens and cornbread. The cornbread represents gold, which is symbolic of good fortune in the year ahead.

Noodles are a traditional Japanese New Year’s food. The length of the noodle symbolizes a long life and the buckwheat flour used to make the noodles represents resiliency. The trick is to slurp the noodles and not chew them; because if you break the noodle, your luck runs out.

Spain has a tradition of eating 12 grapes at midnight with each grape representing a different month. The goal is to swallow all the grapes before the last stroke of midnight. It is harder than it sounds and some people even practice week before the New Year. If you are successful, the belief is you will have a year of prosperity.

Try any of these traditions at your New Year celebration, or come up with one of your own!

Cheers to Your Health (Insurance)!

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Welcome to the New Year! 

This is the time we put our past behind us and look ahead toward the future.  Some people set financial goals, while others focus on fitness goals, but I want you to think about health insurance in the New Year.  Thinking about your health insurance insures your well-being and can save you money, so my advice for the new year is to take a fresh look at your plan and follow these five actions to get the most out of your health insurance this year.

Know what your health insurance policy covers.  Whether you selected a new plan for this year or continue with the same plan, know what you policy covers.  In a prior blog, I shared the Essential Health Benefits.  This is a good starting point to reviewing your policy.  You can review the plan’s website or the Evidence of Coverage booklet to find out what is covered in your plan.  

Have proof of insurance at all times.  This is one of those documents you should carry with you.  You will definitely need it when you visit a medical office, but you never know when there will be an emergency.  The health insurance card contains your policy number and contact information, and in some cases, discloses co-payment information.

Choose in-network doctors.  In-network doctors have agreed to offer services at a predetermined price.  Using in-network doctors when possible will save you money. Always ask if the provider is in-network before you receive any services.

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Use preventative services.  These are considered Essential Health Benefits and are often free.  Get your annual check-up and other prevention services such as a flu shot.  Maintaining your health always costs less than delaying health care. For a full list of preventative services visit healthcare.gov.  

Track and organize your health care expenses.  Keeping good records is important.  It allows you to monitor and track your health over time, ensures your medical bills are accurate, provides proof of services you received, prevents medical ID theft, and assists in planning for next year.  Key documents include explanation of benefits forms, receipts, test results, and discharge paperwork. Create a system that works for you and makes documentation easy to find.  

Follow these five steps, and start the year off on the right foot.  More information about health insurance can be found at our Insuring Your Health website.

 

Season’s Greetings!

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This time of year is perfect for reflecting on the last 12 months and envisioning what we’d like to manifest for the future.

What changes do you want to make in your life for 2020?

Our resolution is to continue to provide you with evidence-based advice from our esteemed educators for healthier families, healthier environments, and personal wellness. We’ll be updating our content for the new year, and we want to hear from you!

Share your New Year’s resolutions with us, and tell us us what health and wellness topics you’d like to learn about in 2020! Tell us your own personal wellness story or how you’ve put Breathing Room advice to work in your own life and you could be featured on our blog!

Watch for more details to come in 2020 and have a sparkling New Year!

Have a Sparkling New Year Celebration Greeting Card

 

 

Time to Take a New Look at Your Money Habits

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Pay down that old debt in the coming New Year!

The New Year holiday creates a feeling of starting fresh and encourages us to set new goals.  While diets come to mind, setting new financial goals should be on the top of our lists. As you reflect on the past year, focus on your experiences – build on what worked and what didn’t to shape the new year’s money habits.  Here are some ideas to consider as you set your financial goals for the New Year. 

New Savings Account for the New Year

Think about what you want to save for the coming year and commit to opening a savings account to reach that goal. Examples can be creating an emergency fund or setting money aside for your children’s future college tuition. Decide on the type of savings account that will meet your goal and commit to depositing a set amount on a regularly to get into the habit of saving.  For example, if you open a basic savings account, deposit $25 every month and sign up for direct deposit or automatic withdrawals from your checking account. Increase the amount once you are comfortable with saving.

  Visit https://www.fdic.gov/consumers/consumer/news/september2018.pdf and https://www.investor.gov/introduction-investing/basics/save-invest for information about  various savings accounts.  

Pay Down Old Debt in the New Year

Confronting your debt and thinking about how to pay it off can be scary and overwhelming, but you should use the New Year to face your fears. First make a list of your debts, noting the monthly payment, current balance, and interest rate, and make a plan to start paying them down. Experts recommend focusing on either debt with the highest interest rates or debts with the lowest balances to pay off.  You will likely save more money paying off debts with the highest interest rates but it may be faster to pay off the smallest balances first. Whichever method you choose, start by adding a small amount to one of your current payments.  

Visit https://www.fdic.gov/consumers/consumer/news/cnfall17/debt.html and https://www.consumer.gov/debt#!what-to-know for additional information.  

Get Organized

Keeping your finances organized will help you control your money and achieve your financial goals. Some basic tasks to help you start organizing include making a budget, tracking your spending, and putting a system in place to ensure you pay your bills on time every month.  Monitor your credit card and bank statements for any unexpected fees or unusual activity. The easier you find mistakes or unauthorized transactions, the easier it is to correct them. As you organize your finances, start small by picking one organizational task and focus on that task for one month before adding another. For example, start by making sure your bills are paid on time by setting up automatic bill pay from your bank account. 

For more information on managing your finances, explore our Financial Checkup at https://extension.umd.edu/finance.