Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Pass the Envelope
Envelopes are a great budgeting tool. They are a cheap, easy, and a very effective way to plan and control spending.
Teaching Youth About Money
Although kids may be a little resistant to summer learning, it’s never too early to start teaching children about smart money management.