A Space to Take a Breath & a Step Towards Wellness
Life Insurance is a topic that people like to avoid. No one wants to think about what will happen when they die, but to the best of my knowledge, it will happen to all of us at some point. So let’s take a step in understanding the value of life insurance and how it can …
One the most frequently asked questions we get at our Smart Choice / Smart Use Health Insurance™ trainings is, “How do I know which insurance plan to choose?” You may have wondered this exact question during open enrollment last fall. You may be asking it right now if you’re starting a new job or experiencing …
Continue reading "Do You Know What Your Health Insurance Covers?"
How well does your health insurance plan travel? We recently had to investigate this question for ourselves when our oldest child (who gave me permission to include her story in this post) decided to go to graduate school more than 900 miles away. Since she was invited to teach, the university covered her tuition and …
Continue reading "Open Enrollment: Will Your Adult Child Be Moving?"
Now that Halloween is over, you may have started preparing for the upcoming holidays—but you should also be thinking about health insurance. November 1 to December 15 is open enrollment for the Health Insurance Marketplace, which is where you can get health insurance if you can’t otherwise get it through your job, Medicare, Medicaid, or …
We’ve all had those moments when we realize we are very ill and need to see a doctor immediately. In the medical world, this is sometimes referred to as an “acute care visit”, which means that you need care for something that has come up suddenly, rather than a chronic issue, like diabetes. With cold …
Continue reading "Know All Your Care Options Before You Get Sick"
From time to time, we hear about situations when people unexpectantly pass and their life insurance benefits went to their mother and siblings, instead of their spouse and children. The policy holder hadn’t updated their beneficiaries and their families were left with nothing. Beneficiaries are the people that you select to receive your money upon …
Continue reading "Open Enrollment: Don’t Forget To Check Your Beneficiaries"
Anyone with a car knows the pain of having to get a car fixed. If you’re lucky, that pain comes from wear and tear. But what if that pain comes from an accident… one that you may have even caused? Once that sinking feeling hits, it’s hard to know what question to answer first: Oh …
Continue reading "Get to Know Your Auto Insurance Before You Need it"
Health insurance can be confusing. HMO... PPO... EPO... PCP... Q... R... S... T... If you feel like you’re drowning in a sea of alphabet soup, you aren’t alone! All the acronyms, confusing terms, and long documents can make it feel as if you'll never understand health insurance. But, if you can better understand some of …
Continue reading "Are You Sick of Confusing Health Insurance Terms?"
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