If you or someone close to you is nearing age 65, then you are probably trying to figure out Medicare. Medicare is the national health insurance program in the United States administered by the Centers for Medicare and Medicaid Services. It is health insurance for Americans 65 years and older and younger people with some disability status as determined by the Social Security Administration.
We hear a lot about credit reports, but what are they used for? Credit reports can provide insight into one’s ability to pay debt over time. It can also be a reflection of someone’s character.
A credit card can be an easy way to pay for things you want or need, especially if you don’t have enough money with you at the time. However, credit cards can also create the temptation to buy things you might regret spending money on later.
Summer and ice cream just go together. But, taking the family out for this sweet treat can be costly! How about making your own with the kids? It’s easier than you might think, makes for a fun activity, and saves money over going out. No appliances are needed.
Tips and advice to prevent eviction and stay resilient.
Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed. Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …
The CARES Act provides automatic suspension of principal and interest payment on federally held student loans through September 30, 2020. An Executive Order directs the Department of Education to extend these benefits until December 31, 2020.
Envelopes are a great budgeting tool. They are a cheap, easy, and a very effective way to plan and control spending.
Although kids may be a little resistant to summer learning, it’s never too early to start teaching children about smart money management.