We hear a lot about credit reports, but what are they used for? Credit reports can provide insight into one’s ability to pay debt over time. It can also be a reflection of someone’s character.
Your Credit Report – What is it used for?
Cash or Charge? Credit For Young Adults and Teens
A credit card can be an easy way to pay for things you want or need, especially if you don’t have enough money with you at the time. However, credit cards can also create the temptation to buy things you might regret spending money on later.
Check Your Credit
As a consumer, you must ensure the data about you maintained by consumer reporting companies is accurate and complete.
Build and keep a good credit score
Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Planning Your Finances for an Uncertain Future
Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being.
Here we offer a few steps you can take if your income has decreased suddenly.
Time to Take a New Look at Your Money Habits
The New Year holiday creates a feeling of starting fresh and encourages us to set new goals.
Get A Handle On Your Debt
Debt is money that you owe. Whether you took out a loan, used a credit card, or got behind on a bill payment, it’s debt. When debt feels like a barrier to your goals it can be hard to face, but it’s important to remember that with a little planning, you can reverse your situation. …
How to Protect Your Personal Information After a Data Breach
It seems like a new data breach occurs every week, making us worry about the safety of our information. Restaurants, retailers (brick and mortar, and online), apps, and even airlines have all been targets of data breaches within the past year. In 2017, Equifax estimated that the data breach of their systems could have affected …
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Adulting, Step 1: Check Your Credit Report
Editor's Note: Keeping up with all the demands of being an adult in today’s world can be draining. It seems like every little decision takes weeks of research to understand the multitudes of options. We all get overwhelmed with the details at times, but you don’t want to lose track of the details when managing …
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