A Space to Take a Breath & a Step Towards Wellness
Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being.
Here we offer a few steps you can take if your income has decreased suddenly.
The New Year holiday creates a feeling of starting fresh and encourages us to set new goals.
Debt is money that you owe. Whether you took out a loan, used a credit card, or got behind on a bill payment, it’s debt. When debt feels like a barrier to your goals it can be hard to face, but it’s important to remember that with a little planning, you can reverse your situation. …
It seems like a new data breach occurs every week, making us worry about the safety of our information. Restaurants, retailers (brick and mortar, and online), apps, and even airlines have all been targets of data breaches within the past year. In 2017, Equifax estimated that the data breach of their systems could have affected …
Continue reading "How to Protect Your Personal Information After a Data Breach"
Editor's Note: Keeping up with all the demands of being an adult in today’s world can be draining. It seems like every little decision takes weeks of research to understand the multitudes of options. We all get overwhelmed with the details at times, but you don’t want to lose track of the details when managing …
Continue reading "Adulting, Step 1: Check Your Credit Report"
