A Space to Take a Breath & a Step Towards Wellness
Every year, billions of dollars in tax credits go unclaimed. Could you be one of the 5 million eligible taxpayers who could receive extra money? Don’t miss out! Photo by Karolina Grabowska on Pexels.com What is the Earned Income Tax Credit? The Earned Income Tax Credit, also called the EITC, is a benefit for working …
Continue reading "Earned Income Tax Credit – Are you Eligible?"
What do you do with your money? How does it make you feel when you have money, or when you don’t have money? Everyone is different! Money is a resource, something we use to obtain the items we need or want. However, who we are with money is also a reflection of our values, our …
Continue reading "Especially for Teens – Who Are You With Money?"
So you’ve received your credit card statement and you over-spent this year. After the holidays, some of us experience the post-holiday shock. In January when the credit card bills arrive in the mail, this shock comes from the realization that you spent too much money eating out, buying gifts, and you really overdid it this …
Continue reading "Post-Holiday Credit Shock: Recovering financially from the holidays"
When it comes to money, timing matters. If the timing of your income does not match the timing of your expenses, you may come up short without advance planning. A cash flow budget projects what money you expect to receive, how much you think you’ll spend each week, and when you expect the expenses to …
Continue reading "Steps to Creating a Cash Flow Budget in 2021 and Sticking to It!"
Written by Maria Pippidis, Extension Educator in Family Financial Management, University of Delaware Cooperative Extension You know Health insurance is important. You also know it can be expensive. Purchasing health insurance based on premium alone can be a mistake; especially if you have health concerns. You want to be able to access the care you …
Continue reading "Health Insurance Open Enrollment is Around the Corner – Are you Ready?"
Did you know October is National Financial Planning Month? Well, then you know what that means, it’s time to look at your finances. Often we overlook our finances, mostly because we don’t want to deal with what we see. These four steps should make things a little easier for you and give you a great …
Continue reading "Improve Your Financial Fitness This October"
Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed. Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …
Continue reading "How to prepare for changes in your financial situation"
Although kids may be a little resistant to summer learning, it’s never too early to start teaching children about smart money management.
Debt is money that you owe. Whether you took out a loan, used a credit card, or got behind on a bill payment, it’s debt. When debt feels like a barrier to your goals it can be hard to face, but it’s important to remember that with a little planning, you can reverse your situation. …
