If you or someone close to you is nearing age 65, then you are probably trying to figure out Medicare. Medicare is the national health insurance program in the United States administered by the Centers for Medicare and Medicaid Services. It is health insurance for Americans 65 years and older and younger people with some disability status as determined by the Social Security Administration.
We hear a lot about credit reports, but what are they used for? Credit reports can provide insight into one’s ability to pay debt over time. It can also be a reflection of someone’s character.
A credit card can be an easy way to pay for things you want or need, especially if you don’t have enough money with you at the time. However, credit cards can also create the temptation to buy things you might regret spending money on later.
Summer and ice cream just go together. But, taking the family out for this sweet treat can be costly! How about making your own with the kids? It’s easier than you might think, makes for a fun activity, and saves money over going out. No appliances are needed.
Health insurance can be confusing. We are often asked in a short period of time to commit to a plan for an entire year. It helps to start thinking about your current plan and future needs early to be prepared to make those changes during the open enrollment window.
The more you can prepare for your bills you know are coming, the better you can save for them. Having a plan in place for paying bills can make them easier to pay and help reduce stress.
As a consumer, you must ensure the data about you maintained by consumer reporting companies is accurate and complete.
As you may or may not be aware, April is Financial Literacy Month. Increasing financial literacy is important as many of us live paycheck to paycheck, don’t have an emergency fund, and haven’t thought about setting aside money for retirement. Throughout April webinars were available on a variety of topics. In addition to my regularly …
In honor of St. Patrick’s Day, let’s talk about some ways we can save some green! Photo by Anna Shvets on Pexels.com Before I jump into my money-saving tips, I do want to mention one caveat. Many people are dealing with significant financial struggles at the moment and while the tips in this post might …
Written by: Frank Furr For many people, the biggest burden of their 20s (and maybe even their 30s and 40s!) will be student loan debt. There are many ways to repay your loans and you may even be eligible for student loan forgiveness. Student loan forgiveness is definitely the best option and is most people’s …