Financial Literacy Month

As you may or may not be aware, April is Financial Literacy Month. Increasing financial literacy is important as many of us live paycheck to paycheck, don’t have an emergency fund, and haven’t thought about setting aside money for retirement. Throughout April webinars were available on a variety of topics. In addition to my regularly …

Save Some Green

In honor of St. Patrick’s Day, let’s talk about some ways we can save some green!  Photo by Anna Shvets on Pexels.com Before I jump into my money-saving tips, I do want to mention one caveat. Many people are dealing with significant financial struggles at the moment and while the tips in this post might …

Post-Holiday Credit Shock: Recovering financially from the holidays

So you’ve received your credit card statement and you over-spent this year. After the holidays, some of us experience the post-holiday shock. In January when the credit card bills arrive in the mail, this shock comes from the realization that you spent too much money eating out, buying gifts, and you really overdid it this …

Steps to Creating a Cash Flow Budget in 2021 and Sticking to It!

When it comes to money, timing matters.  If the timing of your income does not match the timing of your expenses, you may come up short without advance planning.  A cash flow budget projects what money you expect to receive, how much you think you’ll spend each week, and when you expect the expenses to …

Time is Running Out! Open Enrollment ends December 15, 2020!

Mentally everyone is thinking about the holidays, but physically you need to think about your health. Really, what I mean is health insurance. Do you have health insurance? Do you need health insurance? The Marketplace for health insurance open enrollment ends on Dec. 15, 2020 for this enrollment period. This means that your window of …

Health Insurance Open Enrollment is Around the Corner – Are you Ready?

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Written by Maria Pippidis, Extension Educator in Family Financial Management, University of Delaware Cooperative Extension You know Health insurance is important. You also know it can be expensive. Purchasing health insurance based on premium alone can be a mistake; especially if you have health concerns. You want to be able to access the care you …