Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed. Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …
The CARES Act provides automatic suspension of principal and interest payment on federally held student loans through September 30, 2020. An Executive Order directs the Department of Education to extend these benefits until December 31, 2020.
One of the greatest needs right now is grace – for yourself, for your children, and for your children’s teachers and school. COVID has added unanticipated challenges requiring adaptation from all.
Have you thought about health care in your retirement years? Health insurance in your senior years is something you need to plan for when you stop working a full-time job with benefits.
Envelopes are a great budgeting tool. They are a cheap, easy, and a very effective way to plan and control spending.
Although kids may be a little resistant to summer learning, it’s never too early to start teaching children about smart money management.
Research suggests that children may gain security and positive well-being out of the spontaneous moments of being together. Those moments can happen during ordinary, daily routines such as doing chores together. Family routines are an important part of coping with challenging situations.
To stay healthy, you should know what benefits your insurance provides and how to use them.
Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being.
Here we offer a few steps you can take if your income has decreased suddenly.