Build and keep a good credit score

Many people confuse credit scores with a credit report.  A credit score predicts how likely you are to pay back a loan on time.  Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …

How to prepare for changes in your financial situation

Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed.  Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …

A Family Routine for Your Child’s Well-Being

Research suggests that children may gain security and positive well-being out of the spontaneous moments of being together. Those moments can happen during ordinary, daily routines such as doing chores together. Family routines are an important part of coping with challenging situations.

Planning Your Finances for an Uncertain Future

Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being. 
Here we offer a few steps you can take if your income has decreased suddenly.