Steps to Creating a Cash Flow Budget in 2021 and Sticking to It!

When it comes to money, timing matters.  If the timing of your income does not match the timing of your expenses, you may come up short without advance planning.  A cash flow budget projects what money you expect to receive, how much you think you’ll spend each week, and when you expect the expenses to …

Planning Your Finances for an Uncertain Future

Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being. 
Here we offer a few steps you can take if your income has decreased suddenly.  

Coronavirus Scams Targeting Older Americans

Scammers are taking advantage of the Coronavirus (COVID-19) pandemic to con and scam people into giving up their money. During this time, people 65 and older aren’t interacting with as many friends, neighbors, or senior service providers due to efforts to slow the spread of Covid-19, making it harder to prevent scams.

Senior Citizen Scams

While consumers of all ages should be on guard against scams, research shows that seniors are particularly vulnerable to fraud because of changes in the brain, which make it harder for them to detect suspicious body language and other warning signs that someone might be untrustworthy.  Other possible factors that make them more vulnerable are …