A Space to Take a Breath & a Step Towards Wellness
When it comes to money, timing matters. If the timing of your income does not match the timing of your expenses, you may come up short without advance planning. A cash flow budget projects what money you expect to receive, how much you think you’ll spend each week, and when you expect the expenses to …
Continue reading "Steps to Creating a Cash Flow Budget in 2021 and Sticking to It!"
Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
The CARES Act provides automatic suspension of principal and interest payment on federally held student loans through September 30, 2020. An Executive Order directs the Department of Education to extend these benefits until December 31, 2020.
Coronavirus has changed many people’s financial circumstances quickly. A loss of income can put your services, or even your home in jeopardy, but companies are working with customers right now to help ensure their well-being.
Here we offer a few steps you can take if your income has decreased suddenly.
Scammers are taking advantage of the Coronavirus (COVID-19) pandemic to con and scam people into giving up their money. During this time, people 65 and older aren’t interacting with as many friends, neighbors, or senior service providers due to efforts to slow the spread of Covid-19, making it harder to prevent scams.
Saving money, improving your financial life, and building wealth all start when you set a goal and implement a plan to reach that goal.
The New Year holiday creates a feeling of starting fresh and encourages us to set new goals.
While consumers of all ages should be on guard against scams, research shows that seniors are particularly vulnerable to fraud because of changes in the brain, which make it harder for them to detect suspicious body language and other warning signs that someone might be untrustworthy. Other possible factors that make them more vulnerable are …
Debt is money that you owe. Whether you took out a loan, used a credit card, or got behind on a bill payment, it’s debt. When debt feels like a barrier to your goals it can be hard to face, but it’s important to remember that with a little planning, you can reverse your situation. …
To stay financially healthy, you should spend less than you earn. But what if you cannot afford to pay all of your bills and living expenses? Maybe balancing personal priorities and family expectations can be a challenge for you. Maybe your work is seasonal or irregular, so you can cover expenses when you’re working, but …
Continue reading "Stay On Top Of Your Spending With A Little Organization"
