Does It Pay To Have Life Insurance?

Life Insurance is a topic that people like to avoid. No one wants to think about what will happen when they die, but to the best of my knowledge, it will happen to all of us at some point. So let’s take a step in understanding the value of life insurance and how it can …

How To Save For Emergencies And Protect Your Family

Last week, I was faced with the unexpected expense of replacing the brakes and rotors on my car. As an unexpected expense, this was not part of my monthly budget. From time to time, we all face these unexpected financial hardships. According to the National Financial Capability Study, 50% of people in the United States …

Open Enrollment: Don’t Forget To Check Your Beneficiaries

From time to time, we hear about situations when people unexpectantly pass and their life insurance benefits went to their mother and siblings, instead of their spouse and children.  The policy holder hadn’t updated their beneficiaries and their families were left with nothing. Beneficiaries are the people that you select to receive your money upon …

How to Protect Your Personal Information After a Data Breach

It seems like a new data breach occurs every week, making us worry about the safety of our information. Restaurants, retailers (brick and mortar, and online), apps, and even airlines have all been targets of data breaches within the past year. In 2017, Equifax estimated that the data breach of their systems could have affected …