Post-Holiday Credit Shock: Recovering financially from the holidays

So you’ve received your credit card statement and you over-spent this year. After the holidays, some of us experience the post-holiday shock. In January when the credit card bills arrive in the mail, this shock comes from the realization that you spent too much money eating out, buying gifts, and you really overdid it this …

Home Maintenance and Water Check-Up

Maintaining your home and the various appliances helps them last longer, saving you money, but can also benefit your health. You might first think of your air conditioner/heating system, or your refrigerator and vacuum cleaner needing maintenance such as filter changes, but your water supply and filtration systems need attention too. In fact, your water …

Nine foods that will help you stay on your ‘New Year Health Goals’

Happy New Year friends! We have passed one of the most challenging times of our lives and are still struggling to work through the uncertainty for 2021. In spite of this ambiguity, our health is still one thing we can improve and make plans to either continue or begin the personal health journey. In my …

Steps to Creating a Cash Flow Budget in 2021 and Sticking to It!

When it comes to money, timing matters.  If the timing of your income does not match the timing of your expenses, you may come up short without advance planning.  A cash flow budget projects what money you expect to receive, how much you think you’ll spend each week, and when you expect the expenses to …

Time is Running Out! Open Enrollment ends December 15, 2020!

Mentally everyone is thinking about the holidays, but physically you need to think about your health. Really, what I mean is health insurance. Do you have health insurance? Do you need health insurance? The Marketplace for health insurance open enrollment ends on Dec. 15, 2020 for this enrollment period. This means that your window of …