Build and keep a good credit score

Many people confuse credit scores with a credit report.  A credit score predicts how likely you are to pay back a loan on time.  Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …

From September to Walktober

As September comes to a close, many of us start thinking about fall flavors, fall leaves, fall temperatures, and fall physical activity! Okay, the fall physical activity one might seem a little strange. But, as the calendar gets closer to October, I get excited about walking! Every October, Maryland celebrates Walk Maryland Day! Walking is …

How to prepare for changes in your financial situation

Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed.  Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …