Many people confuse credit scores with a credit report. A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula called a scoring model to create your credit score from the information in your credit report. These scores usually range from 300 to 850. Banks, credit …
As September comes to a close, many of us start thinking about fall flavors, fall leaves, fall temperatures, and fall physical activity! Okay, the fall physical activity one might seem a little strange. But, as the calendar gets closer to October, I get excited about walking! Every October, Maryland celebrates Walk Maryland Day! Walking is …
Today I offer advice to prepare for and respond to changes in your financial situation, especially for those of you that are receiving less income from not working, being laid off, or furloughed. Look ahead – Often in life, we experience challenging times. To get through those tough times we need to believe that it …
The CARES Act provides automatic suspension of principal and interest payment on federally held student loans through September 30, 2020. An Executive Order directs the Department of Education to extend these benefits until December 31, 2020.
Whether you are on a public water source or private well, conserving water not only saves you money, but also helps protect the environment.
One of the greatest needs right now is grace – for yourself, for your children, and for your children’s teachers and school. COVID has added unanticipated challenges requiring adaptation from all.
Have you thought about health care in your retirement years? Health insurance in your senior years is something you need to plan for when you stop working a full-time job with benefits.
Health promotion groups across the country are promoting 5-2-1-0 and using the strategies to design programs aimed at helping families find ways to keep their children healthy and reduce childhood obesity.
New research shows that the six-foot distance may actually not be adequate to prevent exposure in indoor settings.
Envelopes are a great budgeting tool. They are a cheap, easy, and a very effective way to plan and control spending.